Overview
Mike is a Legal 500 and Chambers USA-ranked lawyer with more than 25 years of experience litigating insurance disputes and advising clients on insurance coverage matters.
Mike Levine is a partner in the firm’s Washington, DC office and a member of the firm’s Insurance Recovery team. Mike’s policyholder representation focuses on:
- Property damage and business interruption claims, including COVID-19 losses
- Commercial, professional, corporate and employment liabilities under CGL, pollution, E&O, D&O and EPLI insurance policies
- Cyber risk and media liability claims
- Construction liability and damage under Builders’ Risk, OCIP, CCIP, Construction Bonds and Inland Marine Coverages
- Captive Insurance
- Event cancellation insurance counseling
- Representations and warranties coverage
Mike has spent his entire career advising clients about insurance and handling insurance coverage disputes. Previously, Mike represented the insurance industry in some of the highest-stakes matters, including the property, liability and reconstruction appraisal proceedings arising from the Sept. 11 terrorist attack on the World Trade Center. Since 2005, Mike has exclusively helped policyholders maximize their insurance recoveries, where Mike leverages his substantial insurance industry experience to obtain the greatest possible recoveries.
Mike has recovered hundreds of millions of dollars of insurance proceeds for clients under general liability, property, directors and officers, cyber, errors and omissions, employment, environmental, and representations and warranties insurance coverages, among others.
Mike is a prolific writer and frequently serves as a faculty member and lecturer on issues concerning insurance recovery, insurer bad faith and unfair claims practices and assessing coverage for new and emerging risks, such as COVID-19, cyber and disruptive technologies. Mike also is Editor-in-Chief of the ABA’s insurance coverage journal, Coverage, as well as manager and editor of the firm’s Insurance Recovery Blog.
Experience
- Member of the firm’s Retail, Blockchain, COVID-19 and PFAS Working Groups.
- Advising and litigating numerous COVID-19 business interruption insurance claims.
- Advised a US-based renewable energy company on the acquisition of a cell captive. The matter also involved establishing a fronting arrangement for the captive and the negotiation of a reinsurance agreement to reimburse the fronting insurer.
- Advising major petroleum pipeline company about insurance coverage issues arising out of recent accidents and environmental incidents. Also advising the client about potential recoveries from contractors’ insurers and additional insured coverage.
- Advised national service provider regarding business interruption claims arising from Hurricanes Irma, Harvey, Michael and Florence.
- Representing private equity firm in litigation over government investigation defense costs and indemnification for related settlements.
- Advising private equity firm and its portfolio companies on directors and officers (D&O) liability insurance, professional liability insurance, and cyber insurance matters.
- Advising major energy infrastructure company concerning business interruption losses arising out of petrochemical plant explosion.
- Advised financial institution regarding business interruption losses and extra expense resulting from Hurricane Maria.
- Represented law firm in litigation regarding firm’s business interruption losses resulting from Hurricane Harvey.
- Advised luxury resort concerning property damage, business interruption and extra expense loss resulting from 1000-year flood event.
- Recovered more than $200 million from liability insurers for major energy infrastructure company’s third-party liability and property damage losses arising out of petrochemical plant explosion.
- Litigated claim to recover defense costs and amounts paid to settle class claims concerning allegedly improper bank fees and assessments.
- Represented municipality to recover $13.7 million under commercial property policy for flood-related property damage and extra expense.
- Successfully resolved insurance dispute over the duty to defend a public entity’s tort liabilities and resulting $32 million dollar jury verdict.
- Successfully resolved dispute concerning claims of tortious interference and business conspiracy against a major auto manufacturer’s liability insurer.
- Successfully resolved dispute concerning availability of insurance for mass claims alleging civil rights violations, wrongful imprisonment and unlawful prosecution.
- Lead trial counsel in lawsuit by auto dealer involving claims for property damage, loss of business income and insurer bad faith; obtained favorable jury verdict on all claims.
- National coordinating counsel for welding fume exposure claims and related third-party liability coverage issues.
- Successfully litigated a lawsuit involving a major US airline’s 9/11-related business interruption claim.
- Trial and appellate counsel in the World Trade Center Properties property coverage litigation; obtained summary judgment and a favorable decision from the US Court of Appeals for the Second Circuit regarding the number of “occurrences” arising from the 9/11 terrorist attack.
- Appraisal counsel for the World Trade Center property valuation appraisal.
- Successfully litigated coverage dispute concerning third-party “bodily injury” and “property damage” claims arising out of the 9/11 terrorist attack on the World Trade Center.
- Successfully litigated individual and class claims involving property and liability coverage for claims involving toxic mold.
- Successfully litigated numerous coverage actions concerning the availability of liability coverage for lawsuits alleging industry-wide negligence and intentional conduct in the manufacturing, marketing and sale of handguns.
Accolades
Honors & Recognitions
- Named a Best Lawyer in Insurance Law, The Best Lawyers in America, 2023-2024
- Recommended for Insurance: Advice to Policyholders, Legal 500 United States, 2021-2023
- Recognized as a Leader in Insurance: Policyholder, District of Columbia (2023) and Insurance, Georgia (2021-2022), Chambers USA
Affiliations
Professional
- Editor-in-Chief, Coverage, American Bar Association Insurance Coverage Litigation Committee, 2022-present
- Member, Law360 Insurance Authority Property Editorial Advisory Board, 2024
- Fellow, American College of Coverage Counsel (ACCC), 2021
- Co-Chair, American Bar Association Insurance Coverage Litigation Committee's Programming Subcommittee, 2005-2009
- Co-Chair, American Bar Association Insurance Coverage Litigation Committee's Subcommittee on Emerging Coverage Issues, 2003-2005
- Vice Co-Chair, American Bar Association Insurance Coverage Litigation Committee's Mid-Year Meeting, 2003
Insights
Legal Updates
- 15 Minute ReadFebruary 27, 2024Alerts
- 10 Minute ReadJune 8, 2023Alerts
- 7 Minute ReadMarch 16, 2023Alerts
- 23 Minute ReadFebruary 1, 2023Alerts
- 7 Minute ReadOctober 31, 2022Alerts
- 6 Minute ReadSeptember 27, 2022Alerts
- 26 Minute ReadJanuary 19, 2022Alerts
- 9 Minute ReadSeptember 2, 2021Alerts
- 12 Minute ReadFebruary 24, 2021Alerts
- 8 Minute ReadJanuary 28, 2021Alerts
- 18 Minute ReadJanuary 27, 2021Alerts
- 11 Minute ReadJanuary 14, 2021Alerts
- 4 Minute ReadJanuary 12, 2021Alerts
- February 18, 2020Alerts
- 7 Minute ReadFebruary 6, 2020Alerts
- January 13, 2020Alerts
- October 2, 2019Alerts
- September 16, 2019Alerts
- August 8, 2019Alerts
- July 11, 2019Alerts
- May 7, 2019Alerts
- January 23, 2019Alerts
- January 15, 2019Alerts
- January 14, 2019Alerts
- December 18, 2018Alerts
- September 10, 2018Alerts
- June 14, 2018Alerts
- May 8, 2018Alerts
- March 29, 2018Alerts
- January 2, 2018Alerts
- November 27, 2017Alerts
- November 1, 2017Alerts
- October 31, 2017Alerts
- October 11, 2017Alerts
- September 12, 2017Alerts
- August 25, 2017Alerts
- August 23, 2017Alerts
- August 15, 2017Alerts
- July 20, 2017Alerts
- July 12, 2017Alerts
- July 12, 2017Alerts
- June 20, 2017Alerts
- March 17, 2017Alerts
- February 27, 2017Alerts
- January 24, 2017Alerts
- January 5, 2017Alerts
- December 8, 2016Alerts
- November 16, 2016Alerts
- October 31, 2016Alerts
- October 25, 2016AlertsFifth Circuit Rules That Fraud Involving a Computer Is Not ‘Computer Fraud’ Under Crime Protection Policy
- October 10, 2016Alerts
- October 5, 2016Alerts
- July 26, 2016AlertsA Tough Pill to Swallow for Insurers – Seventh Circuit Finds Defense Owed for State’s Prescription Drug Suit
- June 27, 2016Alerts
- April 28, 2016Alerts
- January 25, 2016Alerts
- January 12, 2016Alerts
- January 5, 2016Alerts
- November 30, 2015Alerts
- November 16, 2015Alerts
- November 4, 2015Alerts
- October 21, 2015Alerts
- October 1, 2015Alerts
- September 29, 2015Alerts
- August 25, 2015Alerts
- August 21, 2015Alerts
- August 18, 2015Alerts
- August 11, 2015Alerts
- August 4, 2015Alerts
- July 28, 2015Alerts
- July 6, 2015AlertsSupreme Court of Texas Says EPA Cleanup Directive Is a “Suit” Under Commercial General Liability Insurance Policies
- June 29, 2015AlertsFirst Circuit’s Revival of Lost Policy Case Demonstrates That Policyholders Should Not Be So Quick to Give Up on Coverage
- June 22,2015Alerts
- June 10, 2015Alerts
- June 9, 2015Alerts
- May 29, 2015Alerts
- May 18, 2015Alerts
- May 14, 2015Alerts
- April 15, 2015AlertsWisconsin Supreme Court Finds Property Damage and Bodily Injury Caused By Natural Gas Explosion Covered Under Pollution Liability Policy
- April 9, 2015AlertsGeneral Liability Insurer Must Defend West Virginia “Pill Mill” In Business Practices Suit Despite Alleged “Intentional” Conduct
- March 26, 2015AlertsFlorida Federal Court Rejects Insurer’s Attempt to Avoid Indemnity for Damage Caused by Construction Defects
- February 2, 2015Alerts
- January 12, 2015Alerts
- December 18, 2014Alerts
- December 15, 2014Alerts
- December 12, 2014Alerts
- December 04, 2014Alerts
- October 30, 2014Alerts
- October 28, 2014Alerts
- October 20, 2014Alerts
- October 7, 2014Alerts
- October 2, 2014Alerts
- September 22, 2014Alerts
- September 11, 2014AlertsFourth Circuit Confirms Insurer Waived Right to Rescind Policy Based on Pre-Loss Knowledge that Certain Conditions to Coverage Had Not Been Met
- August 26, 2014Alerts
- August 22, 2014Alerts
- July 15, 2014Alerts
- July 7, 2014Alerts
- June 26, 2014Alerts
- June 12, 2014Alerts
- May 28, 2014Alerts
- April 24, 2014Alerts
- April 17, 2014Alerts
- April 2, 2014Alerts
- March 13, 2014AlertsAdvertising Injury Coverage Applies Broadly to Include Unjust Enrichment Claim Causally Connected to General Liability Policy’s Enumerated “Offenses”
- March 5, 2014Alerts
- February 26, 2014Alerts
- February 20, 2014AlertsPolicyholder's Reformation Claims Jeopardized By Failure to Act Swiftly Following Loss
- February 11, 2014Alerts
- January 30, 2014Alerts
- January 28, 2014Alerts
- January 21,Alerts
- January 15, 2014Alerts
- January 7, 2014AlertsLoss of Coverage Due to Insured’s Failure to Obtain Consent to Settlement Illustrates The Importance of Obtaining Sound Coverage Advice Throughout The Claim Process
- December 10, 2013AlertsGeneral Liability Insurer Must Defend Manufacturing Defect Claims; "Gist of the Action" Doctrine Rejected
- October 18, 2013AlertsFederal Appeals Court Agrees That EPA Questionnaires and "PRP" Letters Constitute a "Suit," Triggering Coverage Under General Liability Policies
- October 14, 2013AlertsInsurance Policy's Statutory Rights Exclusion Does Not Apply To Data Breach Claims
- May 29, 2013Alerts
- November 1, 2012Alerts
- June 30, 2011Alerts
- January 14, 2011Alerts
Events & Speaking Engagements
- May 29, 2024Event
- April 22 & 23, 2024Event
- April 18, 2024Event
- March 7, 2024Event
- February 13, 2024Event
- January 3, 2024Event
- December 21, 2023Event
- November 7, 2023Event
- October 19, 2023Event
- October 17, 2023Event
- October 10, 2023Event
- September 14, 2023Event
- May 12, 2023Event
- May 2, 2023Event
- December 13, 2022EventSpeakerCOVID-19 Business Interruption Claims: Are They Covered and Will They Alter the Landscape For Future Losses?, Houston Real Estate Lawyers Council
- November 11, 2022Event
- November 9, 2022Event
- November 1, 2022Event
- October 27, 2022EventPanelistProperty and Casualty Insurance Law, PLI
- June 16, 2022Event
- May 12, 2022Event
- May 12, 2022Event
- March 4, 2022Event
- November 29, 2021Event
- November 4, 2021Event
- September 21, 2021Event
- September 9, 2021Event
- March 3, 2021Event
- January 26, 2021Event
- November 2020EventPanelistLitigation Funding for Insurance Coverage Matters, PLI
- October 1, 2020Event
- August 27, 2020Event
- July 30, 2020EventSpeakerBBA Webinar: COVID-19 Class Actions: Complex Litigation in Uncertain Times
- May 6, 2020Event
- April 22, 2020Event
- April 8, 2020Event
- April 3, 2020EventPresenterCOVID-19 Webinar: Insurance Coverage, Debt Servicing and Workforce Planning Impacts on the Hospitality Industry, American Hotel & Lodging Association Webinar
- March 6, 2020EventSpeakerAutonomous Vehicles and Artificial Intelligence; Just Who Is Driving That Ship, Anyhow???, ABA Section of Litigation 2020 Insurance Coverage Litigation Committee CLE Seminar, Tucson, Arizona
- September 14, 2019EventPanelistInsurance for IP Claims, University of New Hampshire Franklin Pierce Law Center’s Alumni CLE Program, Concord, New Hampshire
- June 5, 2019Event
- May 21, 2019EventPresenterInsurance and Risk Transfer Considerations in Commercial Contracts, Lawline CLE
- March 20, 2019Event
- March 13, 2019Event
- March 2, 2019EventModeratorUnchained and Decrypted: Coverage Issues Concerning Blockchain and Cryptocurrencies Explained, 2019 ABA Section of Litigation Insurance Coverage CLE Seminar
- September 14, 2018EventSpeakerHot Topics in Business Insurance: Tips for Securing Indemnity and Defense Costs Coverage for the Company, Officers, and the Board, ABA Business Law Section Annual Meeting 2018, Austin, TX
- June 7, 2018Event
- March 29, 2018Event
- March 2, 2018EventModerator“Managing Risk Through Contractual Risk Transfer,” 2018 Insurance Coverage Litigation Committee CLE Seminar, Tucson, Arizona
- March 22, 2018Event
- January 3, 2018EventSpeakerIs Cooperation a Privilege? What You Need to Know About Preserving Privilege and Your Client’s Insurance Coverage, Colorado Bar Association, Vail, Colorado
- October 3, 2017Event
- March 2, 2017EventCo-presenter“Sifting for Coverage: Attorney Fee-Sifting Awards,” ABA Insurance Coverage Litigation Committee Conference, Tucson, AZ
- January 4, 2017EventCo-presenter“A Civil Litigator’s Guide to Insurance,” Colorado Bar Association, Aspen, CO
- May 19, 2016Event
- March 17, 2016EventSpeakerFirst Party Cyber Damages: Risk Quantification and Transfer Strategies, RIMS Chesapeake Chapter, Baltimore, Maryland
- January 14, 2014EventSpeakerUsing Self-Insured Retentions, Other Insurance and Deductibles To Insure Emerging Risks, Lorman Education Services Webinar
- December 1, 2009EventSpeakerExcess D&O Insurance Disputes and D&O Claims Resolution, 15th Annual ACI Advanced Forum on D&O Liability, New York, New York
Publications
- May 2, 2024Publications
- April 4, 2024Publications
- February 20, 2024Publications
- January 31, 2024Publications
- January 25, 2024Publications
- March-April 2024Publications
- January 5, 2024Publications
- December 8, 2023Publications
- Fall 2023Publications
- November 14, 2023Publications
- August 30, 2023Publications
- August 30, 2023Publications
- July 5, 2023Publications
- June 28, 2023Publications
- May 10, 2023Publications
- Publications
- December 15, 2022Publications
- December 14, 2022Publications
- September 29, 2022Publications
- March 8, 2022Publications
- January 2022Publications
- October 14, 2021Publications
- September 30, 2021Publications
- September 15, 2021Publications
- September 10, 2021Publications
- September 3, 2021Publications
- July 8, 2021Publications
- February 4, 2021Publications
- February 2, 2021Publications
- February 2021Publications
- 9 Minute ReadJanuary 19, 2021Publications
- December 2, 2020Publications
- November 17, 2020Publications
- September 28, 2020Publications
- September 25, 2020Publications
- September 22, 2020Publications
- September 11, 2020Publications
- July 17, 2020Publications
- April 7, 2020Publications
- February 27, 2020Publications
- February 26, 2020Publications
- February 11, 2020Publications
- February 11, 2020Publications
- February 3, 2020Publications
- January 2020Publications
- January 21, 2020Publications
- January 21, 2020Publications
- January 29, 2020Publications
- December 13, 2019Publications
- November 1, 2019Publications
- October 2019Publications
- October 10, 2019Publications
- September 11, 2019Publications
- August 2019Publications
- February 22, 2019Publications
- January 31, 2019Publications
- December 19, 2018Publications
- October 31, 2018Publications
- October 4, 2018Publications
- September 12, 2018Publications
- February 2, 2018Publications
- December 2017Publications
- November 14 2017Publications
- November 1, 2017Publications
- November 1, 2017Publications
- September 14, 2017Publications
- August 29, 2017Publications
- August 25, 2017Publications
- August 18, 2017Publications
- January 2017PublicationsContributor
- January 20, 2017Publications
- December 2016Publications
- December 2016Publications
- October 11, 2016Publications
- September 8, 2016Publications
- May 25, 2016Publications
- May 24, 2016Publications
- April 17, 2016Publications
- April 12, 2016Publications
- December 15, 2015Publications
- December 15, 2015Publications
- November 10, 2015Publications
- November 9, 2015Publications
- August 13, 2015Publications
- July 17, 2015Publications
- July 14, 2015Publications
- July 13, 2015Publications
- June 24, 2015Publications
- June 15, 2015Publications
- June 11, 2015Publications
- June 8, 2015Publications
- May/June 2015Publications
- April 28, 2015Publications
- April 27, 2015Publications
- March 3, 2015Publications
- February 1, 2015Publications
- January 29, 2015Publications
- January 16, 2015Publications
- December 19, 2014Publications
- December 10, 2014Publications
- December 2014PublicationsCo-authorInsurance Coverage Issues in Hydraulic Fracturing, LexisNexis® Emerging Issues Analysis
- November 13, 2014Publications
- November 10, 2014Publications
- October 15, 2014Publications
- October 15, 2014Publications
- October 14, 2014Publications
- May 6, 2014Publications
- May 5, 2014Publications
- December 17, 2013Publications
- November 18, 2013Publications
- August 12, 2013Publications
- May 22, 2013Publications
- February 26, 2013Publications
- November 15, 2012Publications
- July 30, 2012Publications
- April 26, 2012Publications
- November 2011PublicationsCo-authorFracking Liabilities May Be Covered By Insurance, Mealey's Litigation Report, Vol. 26, No. 1
- Fall 2011PublicationsCo-authorProperty Insurance Dispute Resolution, Appleman on Insurance Law, Vol. 5, Chapter 48
- September 2011Publications
- May 2007Publications
- April 2005Publications
- December 17, 2004PublicationsNanotechnology: Tiny Technology, Big Risk?, Andrews Insurance Coverage Litigation Reporter, Vol. 15, No. 10
- Summer 2002PublicationsAuthorIs There Insurance Coverage For Lawsuits Against The Firearm Industry?, Nevada Law Journal, Vol. 2, No. 2, 533
- February 15, 2002PublicationsAuthorThe Essentials of Business Interruption Coverage In The Wake Of September 11, 2001, Mealey’s Business Interruption Insurance Report, Vol. 1, No. 3
Blog Posts
- April 16, 2024Hunton Insurance Recovery Blog
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- The Nickel Report
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News
- May 6, 2024Media Mentions
- April 2, 2024Media Mentions
- March 5, 2024Media Mentions
- January 30, 2024Media Mentions
- October 6, 2023Media Mentions
- 3 Minute ReadSeptember 29, 2023News
- September 28, 2023Media Mentions
- August 28, 2023Media Mentions
- 18 Minute ReadAugust 21, 2023News
- August 11, 2023Media Mentions
- July 7, 2023Media Mentions
- July 6, 2023Media Mentions
- June 16, 2023Media Mentions
- 7 Minute ReadJune 8, 2023News
- June 2, 2023Media Mentions
- 6 Minute ReadJune 1, 2023News
- May 19, 2023Media Mentions
- 2 Minute ReadMay 17, 2023News
- April 19, 2023Media Mentions
- March 17, 2023Media Mentions
- January 11, 2023Media Mentions
- January 3, 2023Media Mentions
- January 2, 2023Media Mentions
- November 22, 2022Media Mentions
- November 2, 2022Media Mentions
- November 2, 2022Media Mentions
- October 28, 2022Media Mentions
- October 27, 2022Media Mentions
- September 30, 2022Media Mentions
- September 30, 2022Media Mentions
- 16 Minute ReadAugust 18, 2022News
- August 18, 2022Media Mentions
- August 9, 2022Media Mentions
- July 13, 2022Media Mentions
- June 15, 2022Media Mentions
- 6 Minute ReadJune 9, 2022News
- June 7, 2022Media Mentions
- June 6, 2022Media Mentions
- June 3, 2022Media Mentions
- 6 Minute ReadJune 1, 2022News
- May 13, 2022Media Mentions
- March 31, 2022Media Mentions
- March 9, 2022Media Mentions
- February 16, 2022Media Mentions
- February 9, 2022Media Mentions
- February 3, 2022Media Mentions
- February 1, 2022Media Mentions
- January 5, 2022Media Mentions
- January 4, 2022Media Mentions
- January 3, 2022Media Mentions
- December 17, 2021Media Mentions
- December 1, 2021Media Mentions
- November 19, 2021Media Mentions
- November 2, 2021Media Mentions
- October 29, 2021Media Mentions
- October 4, 2021Media Mentions
- September 24, 2021Media Mentions
- September 23, 2021Media Mentions
- 2 Minute ReadAugust 27, 2021News
- August 24, 2021Media Mentions
- July 15, 2021Media Mentions
- July 9, 2021Media Mentions
- 6 Minute ReadJune 10, 2021News
- 6 Minute ReadMay 25, 2021News
- May 7, 2021Media Mentions
- May 6, 2021Media Mentions
- May 5, 2021Media Mentions
- May 4, 2021Media Mentions
- April 18, 2021Media Mentions
- March 17, 2021Media Mentions
- 3 Minute ReadMarch 15, 2021News
- March 9, 2021Media Mentions
- March 8, 2021Media Mentions
- March 8, 2021Media Mentions
- October 30, 2020Media MentionsQuoted, Judge Doesn’t Toss Business Interruption Suit Filed By Pub, Business Insurance
- October 30, 2020Media Mentions
- September 28, 2020Media Mentions
- September 21, 2020Media Mentions
- September 17, 2020Media Mentions
- September 2, 2020Media Mentions
- August 12, 2020Media Mentions
- July 16, 2020Media Mentions
- June 1, 2020Media Mentions
- February 27, 2020Media Mentions
- February 18, 2020Media Mentions
- February 4, 2020Media Mentions
- January 1, 2020Media Mentions
- December 20, 2019Media Mentions
- December 19, 2019Media Mentions
- March 6, 2019Media Mentions
- January 4, 2019Media Mentions
- December 18, 2018Media Mentions
- April 20, 2018Media Mentions
- November 3, 2017Media Mentions
- October 13, 2017Media Mentions
- 1 Minute ReadSeptember 19, 2017News
- August 29, 2017Media Mentions
- 2 Minute ReadApril 3, 2017News
- December 20, 2016News
- June 8, 2016Media Mentions
- June 3, 2016Media Mentions
- 2 Minute ReadApril 20, 2016News
- December 14, 2015News
- 1 Minute ReadSeptember 1, 2015News
- 1 Minute ReadAugust 27, 2014News
- July 24, 2014News
- 2 Minute ReadSeptember 11, 2009News
- March 3, 2021Media Mentions
Education
JD, University of New Hampshire School of Law, 1994
BA, Stony Brook University, The State University of New York, 1988
Admissions
District of Columbia
Massachusetts
New York
Virginia
Areas of Focus
Additional Service Areas
- Advertising Litigation
- AI, Metaverse, and Emerging Technologies
- Appeals
- Blockchain and Digital Assets
- Cyber Investigations and Privacy Litigation
- Discovery and E-Discovery
- Energy Litigation
- Financial Services Litigation
- Litigation
- Pipeline
- Rocket Docket Practice (US District Court for the Eastern District of Virginia)
- 3D Printing
- Energy
- Financial Services
- Hospitality
- Retail and Consumer Products