Erick’s practice focuses on structured finance in the secondary mortgage market.

Erick represents clients in a wide range of structured transactions and other corporate finance transactions involving performing and non-performing residential mortgage loans, servicing rights, servicer advances, early buy-out loans, trade receivables, home equity agreements and REO properties. He also advises specialty finance companies, including mortgage REITs, on the Volcker Rule and exemption from regulation under the Investment Company Act of 1940 in connection with bank financings and securities offerings.

Relevant Experience

  • Represents financial services clients in warehousing facilities for real estate related assets, including mortgage loans, servicing rights and REO properties.
  • Represents Ginnie Mae in connection with its government guaranteed multiclass securities program and in enhancements to the program.
  • Represents borrowers in financing transactions involving trade receivables, auto loans and single-family rental properties.
  • Represents CDO collateral manager in connection with restructurings of various portfolio investments.
  • Represents originators, servicers and lenders in financing agency and private-label servicer advances through structured facilities and related note issuances.

Memberships

  • Member, J. Reuben Clark Law Society
  • Member, BYU Management Society

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