Mike handles complex, fast-paced negotiations on a wide range of secondary market transactions involving residential mortgage loans and mortgage servicing rights. According to Chambers USA, clients say Mike “never gets flustered and remembers everything. He is just amazing.” 

Mike has been involved in the mortgage loan market since its inception. For over 25 years, he’s seen the asset class evolve from early days to bull market to financial crisis and beyond. His long-term perspective on mortgage loans and their regulatory overlay allows him to be creative and persuasive in even the most challenging deals, and makes him an effective advocate in large transactions involving novel structures and numerous counterparties. 

With a successful track record on hundreds of transactions, Mike has represented banks, hedge funds, private equity investors, REITS, servicers, mortgage companies and others. He is directly available and responsive to clients, and his hands-on involvement ensures efficient solutions. In recent years, Mike has become especially well known for his work on MSR transactions and his understanding of how the servicing industry works.

In addition to his active practice, Mike serves as co-head of the firm’s structured finance and securitization practice and as managing partner of the Charlotte office. He has a deep commitment to children’s issues, and works with the Council for Children’s Rights representing children in custody and visitation disputes.

Relevant Experience

  • Represented servicers and investors in the acquisition, sale and financing of mortgage servicing rights involving Agency and non-Agency mortgage loan portfolios in dozens of transactions representing over $250 billion of mortgage loans.
  • Handled hundreds of small and large acquisitions and dispositions of performing, reperforming and nonperforming residential and commercial mortgage loans for private equity funds, hedge funds, REITS and commercial banks.
  • Negotiated servicing and subservicing arrangements for large mortgage loan portfolios, including Agency, non-Agency and nonconventional mortgage loans.
  • Represented purchasers and sellers of FHA, USDA and VA loans, including early buyout loans from Ginnie Mae pools.
  • Assisted a REIT investor in the acquisition of large portfolios of single-family rental properties.
  • Represented issuers, underwriters and other securitization participants in connection with the securitization of mortgage loans in private and public transactions.
  • Advised financial institutions on federal and state regulatory and legal developments, including Dodd-Frank, Regulation AB, rating agency regulation, risk retention and mortgage servicing regulatory issues.
  • Represented a global financial institution in the sale of its securitization trust business involving the transfer of several thousand securitization transactions.
  • Advised a hedge fund on a $40 million joint investment in an agricultural loan portfolio involving financing provided by Farmer Mac.
  • Advised servicers, trustees and other transaction participants on day-to-day investor inquiries, amendment requests, contract interpretation and workout/restructuring matters.
  • Advised investors and servicers on special servicing, loss mitigation, loan modification and servicer incentive programs.


  • Board of Advisors, University of North Carolina Center for Banking and Finance

Awards & Recognition

  • Listed for Structured Finance, Legal 500 United States, 2016
  • Recognized as a Leader in Capital Markets and Securitization, Nationwide, Chambers USA, 2010-2017
  • Selected as a Super Lawyer for Banking, North Carolina Super Lawyers magazine, 2006-2017. A description of the selection methodology can be found on Super Lawyers’ webpage.
  • Co-chair, Outside Counsel Subforum, American Securitization Forum, 2007-2008